When Dr. Cerdas started Perkasie Dental Loft, she wanted to make sure every patient in the community could receive access to the high quality care they deserved, whether they had dental benefits or not. As a commitment to this vision, Perkasie Dental Loft does not participate directly with any dental insurance plans, and would be considered as an out-of-network provider.
We know that choosing a dentist can sometimes feel overwhelming, especially when it comes to understanding insurance. A common misconception is that if a dentist is out-of-network, it means they no longer accept insurance. This is not the case! You can still use your dental insurance benefits even when you see an out-of-network dentist, and we’re here to make sure you get the most out of them.
Being out-of-network simply means that our office does not have a pre-negotiated contract with your specific insurance company to set fees. While your insurance may cover a different percentage than it would with an in-network provider, it does not mean we don’t accept insurance. You can still use your plan to cover part of the costs, and we will help guide you through the process to ensure you receive reimbursement.
Here are some of the great reasons why choosing an out-of-network dentist can actually be a better experience for you:
1. More Personalized Care
Without being tied to the insurance company’s restrictions, your dentist can focus more on your unique needs. You won’t be just another patient in the system; you’ll receive the personalized care and attention you deserve, with treatments tailored specifically to your health and goals.
2. Access to Top-Tier Treatments
Out-of-network dentists often offer access to the latest dental technology, treatments, and high-quality materials that may not be covered or available with in-network providers. This ensures you get the most up-to-date care that’s best suited for you.
3. Freedom to Choose Your Own Care
Being out-of-network means no restrictions on your treatment options. You’ll receive recommendations based on what’s best for your dental health, not what’s covered by insurance. Whether it’s a cosmetic procedure, a more advanced treatment, or something more specialized, you’ll always have the freedom to choose.
4. More Time and Attention
Out-of-network dentists typically have fewer patients because they aren’t bound by the limitations of insurance networks. This means more availability for appointments and more one-on-one time with your dentist, ensuring that you receive thorough, quality care without feeling rushed.
5. Better Outcomes, Not Lower Costs
Out-of-network care prioritizes your health and long-term results, rather than being limited by the insurance company’s restrictions on care. By focusing on what’s best for you, out-of-network dentists can help you achieve better outcomes, leading to fewer future visits and a healthier smile.
6. Transparency in Pricing
With an out-of-network dentist, you won’t face surprise bills. We’ll provide you with clear, upfront pricing so you know exactly what to expect before any treatment begins. And while insurance may cover less, you’ll still receive high-quality care that’s worth every penny.
To make things even easier, we help navigate the insurance reimbursement process for you! Even though we’re out-of-network, we will continue to submit your claims and work directly with your insurance company to ensure a successful reimbursement. You can count on us to provide the support you need to make the process as smooth as possible, so you can focus on your care and not the paperwork.
Choosing an out-of-network dentist doesn’t mean you can’t use your insurance. It simply means you have more freedom to receive personalized, high-quality care without being restricted by network rules or insurance limitations. With our office, you’ll get the best care possible, and we’ll make sure you’re supported every step of the way with insurance billing.
If you're looking for a stress-free, high-quality dental experience, out-of-network care might just be the perfect choice for you and your smile. Don’t let the misconception that "out-of-network means no insurance" stop you from getting the care you deserve!
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